We offer the following payment options with Klarna:

4 interest-free installments

Spread the cost of your purchase into 4 interest-free installments. The first payment is made at point of purchase, with remaining installments scheduled automatically every two weeks. No interest or fees. Select the Klarna option and enter your debit or credit card information.

• A new way to pay that's an alternative to a credit card
• 4 instalments gives you flexibility to shop without interest
• Not making your payment on time could affect your ability to use Klarna in the future
• Klarna charges no interest with Pay Later in 4 and no fees unless you fail to make a payment
• Debt collection agencies are used as a last resort

For more information, take a look at Klarna's Pay Later Terms and Conditions.

Monthly interest payments

The interest payments or monthly financing credit option allows you to buy now and spread the cost over time for up to 12 months. Interest rates apply. Select the Klarna option at checkout, choose the term lengths that are best for you and enter your debit or credit card information.

• Manage your payments and notifications directly in the Klarna app. No hidden fees when you pay on time
• Klarna calculates the interest for you instantly during the checkout process depending on the length of time requested

For more information, take a look at Klarna's Monthly Financing Policy.  

About Klarna

Klarna has a focus on creating the best shopping experience in the world, believing payments are so much more than just a way to send money. That’s why Klarna payment methods give you more time, control and joy so you can focus on the things you love.

• More than 90 million shoppers are using Klarna  
• 200,000 retailers are working with us worldwide 

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

Review your latest purchases and make payments in the Klarna app or online.

• Download the Klarna app: https://www.klarna.com/app
• Log in online: https://app.klarna.com/login
• Chat with customer service: https://www.klarna.com/us/customer-service/

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions

Visit the Klarna FAQ page to find out more about using Klarna.